GrowWealthAiQ · Financial Services · Advice

From admin to advice.

For every hour your relationship managers spend with a client, roughly four are spent on everything that surrounds the meeting — prep, suitability write-ups, file notes, Consumer Duty evidence, follow-ups. WealthAiQ is not here to replace the conversation. It absorbs the four hours around it, so your advisers grow the book without diluting the relationship. Every adviser, their week back.

● Deployed & running in the cloudUK-regime-native — Consumer Duty, COBS 9/9A, MiFID IISaaS on Amplinth AWS or your own cloud
The problem

Your best advisers spend ~80% of their time on admin.

The conversation is where the value — and the growth — lives. Everything around it quietly eats the week, caps how many relationships each adviser can serve well, and leaves the next generation of clients unattended just as the largest wealth transfer in history gets underway.

01
The four hours around the meetingFor every client hour, roughly four go to preparation, suitability reports, file notes and follow-ups. Client-facing time sits near 20% when it should be closer to 35% — and the highest-value work is the first thing squeezed out.
02
Consumer Duty raised the barThe FCA now expects you to evidence good outcomes for every client — yet most firms QA on a 5% sample. The other 95% is unmonitored exposure, not assurance, and it surfaces as findings, not foresight.
03
Capacity is structurally cappedAn adviser can serve only ~75 clients well. Demand keeps climbing while senior expertise stays scarce and expensive — so growth means either hiring you can't afford, or service quality and margin you quietly give away.
04
The £5.5tn handover is leakingAs wealth passes to the next generation, up to 87% of inheritors leave their parents' adviser. Inheritor retention sits near 13% — a slow, silent outflow of AUM that no amount of investment performance can offset.
Why this is a growth problem, not just an efficiency one
Hand the week back, and the same adviser serves more clients, wins the next generation, and proves every outcome.
The four hours don't just cost time — they cost the proactive call, the inheritor introduction, and the new relationship that never gets started. WealthAiQ is a Grow solution because reclaimed capacity converts directly into retained and won AUM.
How it works

One governed loop, from client signal to defensible advice.

The same disciplined Amplinth loop, tuned to UK wealth — agents prepare, your adviser decides, and every step is auditable to the prompt. The AI is always subordinate to the human decision.

01

Connect

Sits on top of your CRM & platform — Intelliflo, Salesforce FSC, Avaloq, FNZ, Origo. An intelligence layer, not a rip-and-replace.

02

Reason

Knowledge graph + per-client memory grounded in COBS 9/9A, MiFID II and Consumer Duty. No black box — every conclusion is traceable.

03

Recommend

Drafts the review pack, the suitability report, the next-best action — with rationale and citations already attached.

04

Act

Human-in-the-loop by default: the adviser reviews, edits and approves. Nothing reaches the client unsigned.

05

Prove

100% Consumer Duty QA; every outcome evidenced, every action logged, the financial case quantified.

Capabilities · the nine agents

Nine agents, one supervised cockpit.

Each agent absorbs a slice of the four hours. Your adviser supervises them all from a single oversight plane — and approves before anything reaches the client. Start with the Annual Review Engine wedge; switch the rest on as the firm gets comfortable.

Annual Review Engine · the wedge

A five-stage workflow from T-30 to T+7 — gathers the data, drafts the full review pack, flags what changed since last year, and turns a 3–4 hour admin grind into roughly 45 minutes of adviser sign-off. The fastest, lowest-risk place to start.

Suitability Co-pilot

Drafts the complete suitability report from the client file and the conversation — COBS-compliant, with the rationale and supporting evidence attached. From 4–6 hours of writing to ~30 minutes of review.

Onboarding & LOA Agent

Drives new-client onboarding and Letter of Authority chasing end to end — compressing 3–6 weeks of back-and-forth to roughly 10 days, so revenue starts sooner and the first impression is effortless.

Consumer Duty Sentinel

Monitors 100% of client outcomes against Consumer Duty — not a 5% sample — surfacing foreseeable harm, fair-value gaps and vulnerable-client signals before they become findings.

Next-Best-Action Engine

Turns portfolio drift and life-event signals into prioritised, suitability-aware actions, so advisers always know which clients need them most this week — and why.

Next-Generation Engagement

Purpose-built to attack inheritor leakage — engages the next generation early, mapping family relationships so wealth, and the relationship, stays with your firm through the handover.

Inbox & Query Triage

Reads, classifies and drafts responses to the daily inbox, clearing routine queries so advisers reach the day's real conversations faster — and nothing slips through unanswered.

Portfolio & Event Sentinel

Watches portfolios and market events continuously, raising the drift, breach or life-event that warrants a proactive call before the client has to ask.

Market Intelligence Agent

Distils market and regulatory movement into adviser-ready, client-relevant briefings — the context behind every next-best action and every reassuring call.

The cockpit
Sarah doesn't manage nine agents. She supervises one cockpit, and approves what's ready.
In the working prototype, a senior adviser running 142 of 150 clients starts each morning in one oversight plane — Inbox, Approvals, Signals, Consumer Duty and Knowledge base on a single screen — where the agents have already done the preparation overnight. Persona shown is illustrative of the prototype cockpit.
Outcomes

The relationship manager's week, returned.

Modelled on pilot-firm engagements: the same adviser serves more clients, better, with the evidence to prove it — and the next generation stays. This is growth that compounds, not a one-off efficiency saving.

4–6 hrs→30 min
Suitability report turnaround
Suitability Co-pilot · modelled
+4 hrs
Reclaimed per adviser, per week (~200 hrs/yr)
Across the nine agents · modelled
~75→~150
Clients served per adviser via tiering
Capacity model · pilot-firm
5%→100%
Consumer Duty QA coverage
Consumer Duty Sentinel
~13%→~35%
Inheritor retention through the handover
Next-Gen Engagement · modelled
3–6 wks→~10 days
New-client onboarding time
Onboarding & LOA Agent · modelled
~20%→~35%
Client-facing share of the adviser's week
Time-allocation model
~9 months
Programme payback (EVA business case)
Modelled · varies by firm

Figures are modelled on pilot-firm engagements and are illustrative; actual outcomes vary by firm, book size and service model. They are not a forecast or guarantee. No client is named as a public reference.

How it works

Connect → Customize → Operate.

Connect the intelligence layer to your existing CRM and platform — Intelliflo, Salesforce FSC, Avaloq, FNZ, Origo. Customize the agents to your service tiers and house style — the loop is reusable; the judgement is what we tailor. Operate with the adviser supervising every agent and approving every output. Already deployed and running in the cloud, with UK data residency by default.

Consumer DutyCOBS 9/9AMiFID IIHuman-in-the-loopAuditable to the promptSOC 2ISO 27001UK GDPR
SaaS
Amplinth SaaS on AWSFully managed — fastest path to value.
VPC
Your own cloud / VPCYour client data never leaves your control.
UK data residencyUK region by default — built for FCA-regulated firms.
Why Amplinth

Not a chatbot — a supervised advice engine.

UK-regime-native

Built around Consumer Duty, COBS 9/9A and MiFID II from the ground up — not a generic assistant retro-fitted with UK rules. Compliance is a feature, not a bolt-on project.

Governed & explainable

Human-in-the-loop by default and auditable to the prompt: every recommendation names its sources and reasoning, and stays subordinate to the adviser's decision. Defensible to the regulator, line by line.

Proven before you scale

More client-facing time, more clients served, 100% Consumer Duty coverage and won inheritor relationships — quantified by EVA up front, deployed in your own cloud, on your terms.

See it on your own book

Give every adviser their week back.

The next annual review, suitability report and Consumer Duty check should arrive already drafted — leaving your advisers free to do the one thing AI can't: have the conversation, and win the next generation.